Fintech · operate
Operate shaped for Fintech & Financial Services: Ship money-moving software without breaking compliance. Fractional CTO retainer — 20 hrs/week of engineering ownership.
service
Operate
industry
Fintech
timeline
Quarterly minimum
mode
operate
specific fit
We have shipped production fintech for five years — payments, ledgers, brokerage UX, KYC flows, and Stripe integrations that actually reconcile. Sage Ideas builds money-moving software with the boring discipline regulators expect: idempotent webhooks, append-only ledgers, audit trails on every state transition, and SOC 2-ready evidence from day one. You move faster because we have already made the expensive mistakes.
Stripe retries on 5xx and network timeouts. Without idempotency keys, deterministic event handlers, and a deduplication store, you will eventually create duplicate ledger entries. We design the boring infrastructure that makes this impossible.
~20 hours/week of focused engineering Weekly sync + written status Async availability via Slack / Linear Architecture review on all major changes
This route does not pretend the engagement includes hiring or managing an in-house team (advisory only), production support beyond launch windows.
route to revenue
Each page is unique to the service and industry pair, but the conversion path stays simple: qualify the problem, inspect proof, then book the right first move.
01
The buyer is looking for operate in a Fintech context.
02
Five years shipping fintech in production — Stripe Connect, Treasury, Issuing, ACH, brokerage integrations, and double-entry ledgers we have personally debugged at 3am.
03
Operate: Quarterly minimum, $2,500.
04
Move into checkout or booking depending on whether the offer is self-serve.